• Login
    View Item 
    •   Home
    • Theses and Dissertations
    • Theses and Dissertations
    • View Item
    •   Home
    • Theses and Dissertations
    • Theses and Dissertations
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    Browse

    All of TUScholarShareCommunitiesDateAuthorsTitlesSubjectsGenresThis CollectionDateAuthorsTitlesSubjectsGenres

    My Account

    LoginRegister

    Help

    AboutPeoplePoliciesHelp for DepositorsData DepositFAQs

    Statistics

    Most Popular ItemsStatistics by CountryMost Popular Authors

    Essays in Applied Microeconometrics

    • CSV
    • RefMan
    • EndNote
    • BibTex
    • RefWorks
    Thumbnail
    Name:
    Blascak_temple_0225E_12838.pdf
    Size:
    708.6Kb
    Format:
    PDF
    Download
    Genre
    Thesis/Dissertation
    Date
    2017
    Author
    Blascak, Nathan
    Advisor
    Webber, Douglas (Douglas A.)
    Committee member
    Leeds, Michael (Michael A.)
    Zusai, Dai
    Kish, Andrew
    Department
    Economics
    Subject
    Economics
    Permanent link to this record
    http://hdl.handle.net/20.500.12613/813
    
    Metadata
    Show full item record
    DOI
    http://dx.doi.org/10.34944/dspace/795
    Abstract
    This dissertation contains three essays applying microeconometric methods to unique panel datasets to answer economically-motivated research questions at the individual or firm level. The first essay uses microeconometric methods to analyze firm-level data on patenting. The second and third essays use anonymized individual-level credit bureau data to investigate the effects of a national health care policy on financial well-being and borrowing behavior. The first chapter examines the effect of being the target of patent litigation on the efficiency of patenting-intense firms' knowledge production. To test the hypothesis, I construct a new, unique data set by linking firm-level patent, financial, and patent litigation data for any firm with more than 1000 lifetime U.S. patents from 2000-2010. Estimating a dynamic count data model via generalized method of moments (GMM), I find that a 1% increase in patent litigation leads to a small, but statistically significant 0.214% decrease in patent production for small firms relative to large firms. The second chapter analyzes if the passage of the Affordable Care Act's (ACA) dependent coverage mandate in 2010 reduced financial distress for young adults. To test if increased health insurance coverage leads to improvements in financial well-being, I use a large, nationally representative database of anonymized consumer credit report information from the years 2009-2013. I employ a difference-in-differences research design to examine financial outcomes for young adults that were born in 1982-1983 and 1985-1986, with the latter cohort serving as a treatment group. I find that the mandate reduced debt in third-party collections by 3% and bankruptcies by 1.2 per 1000 people for young adults covered by the mandate. These effects are stronger in counties that experienced higher rates of uninsurance and states that experienced higher rates of unemployment at the time the mandate was passed. The estimates also show that these reductions are transitory, as they diminish after an individual ages out of the mandate at age 26. These results are consistent with other recent research showing that the implications of health care policy extend beyond measures of physical health. The third chapter, using similar data and empirical methodology employed by the second chapter, examines the effect of providing health insurance on consumption and borrowing choices of young adults. Using the ACA's 2010 dependent coverage mandate as an exogenous change in medical expenditure risk for those young adults gaining health insurance coverage, empirical estimates show that individuals affected by the mandate increased their use of credit cards, auto loans, and student loans, while also maintaining higher balances on these loans. Coefficient estimates also show that lenders provided affected individuals with higher credit limits and larger loans. These findings suggest that a reduction in medical expenditure risk due to insurance coverage may allow young adults to expand their consumption and borrowing and accept additional financial risks.
    ADA compliance
    For Americans with Disabilities Act (ADA) accommodation, including help with reading this content, please contact scholarshare@temple.edu
    Collections
    Theses and Dissertations

    entitlement

     
    DSpace software (copyright © 2002 - 2023)  DuraSpace
    Temple University Libraries | 1900 N. 13th Street | Philadelphia, PA 19122
    (215) 204-8212 | scholarshare@temple.edu
    Open Repository is a service operated by 
    Atmire NV
     

    Export search results

    The export option will allow you to export the current search results of the entered query to a file. Different formats are available for download. To export the items, click on the button corresponding with the preferred download format.

    By default, clicking on the export buttons will result in a download of the allowed maximum amount of items.

    To select a subset of the search results, click "Selective Export" button and make a selection of the items you want to export. The amount of items that can be exported at once is similarly restricted as the full export.

    After making a selection, click one of the export format buttons. The amount of items that will be exported is indicated in the bubble next to export format.